Car Insurance

Easy. Worry Free. Car Insurance Coverage

Accidents happen when you least expect it. Make sure that you’re covered for any eventuality with car insurance from Grindell & Romero. We’ll get you the coverage you need at the price you want.

Auto Insurance

An Insurance Agency You Can Trust

Grindell & Romero Insurance has offered personal and commercial insurance to Las Cruces, NM since 1888. Being an independent insurance agency, we are able to find and offer the best choices for our clients. We offer a large selection of insurance policies including Home Insurance, Car Insurance, Life Insurance, and Business Insurance. Our staff works for you and not for the insurance companies. With us, you will get the support and knowledge to help you make the best possible insurance decision. Call us today to see what we can do for you!

Auto Insurance Coverage

Car Insurance Coverage

  • Bodily Injury Liability: For injuries the policyholder causes to someone else.
  • Medical Payments or Personal Injury Protection (PIP): For treatment of injuries to the driver and passengers of the policyholder’s car.
  • Property Damage Liability: For damage the policyholder caused to someone else’s property.
  • Collision: For damage to the policyholder’s car from a collision. The collision could be with another car, a fence, a light post, a wall, etc.
  • Comprehensive: For damage to the policyholder’s car that doesn’t involve a collision. Coverage includes fire, theft, falling objects, explosion, earthquake, flood, etc.
  • Uninsured Motorist Coverage: For treatment of the policyholder’s injuries as a result of collision with an uninsured driver. Additionally, underinsured motorist coverage can also be included in the policy. Underinsured motorist coverage is for when an at-fault driver has auto liability insurance, but the limit of insurance is insufficient to pay your damages.

Car Insurance Discounts

At Grindell & Romero, we are committed to keeping auto insurance rates as low as possible. Through disciplined underwriting, our insurance policy rates remain low and affordable. Our insurance policies further reduce your auto insurance premium by offering numerous discounts:

  • Safe Driver
  • Multi-Car
  • Age 55 or Over
  • Passive Restraints
  • Anti-Theft Devices
  • Anti-Lock Brakes
  • Multi-Policy
  • Longevity
  • Payment Plan
  • Youthful Driver
  • Auto Accident Prevention Course
  • College Student
  • Driver Training
  • Reduced Usage

Las Cruces, New Mexico Car Insurance Facts:

Proof of New Mexico car insurance: By law, drivers are required to carry auto Insurance in the state of New Mexico. Drivers who can’t prove that they are insured face penalties and suspension of driving privileges

New Mexico Car Insurance requirements: By law, New Mexico requires you to carry liability car insurance.

Your liability insurance must have the following minimum coverage limits per accident:

  • $25,000 for injury or death
  • $50,000 for total injury of dealer
  • $10,000 for property damage

Latest Car Insurance Blog Posts

Best Tips to Save on Car Insurance for Teens and Student Drivers

Few young people can afford to insure themselves. The best money-saving bet for a new driver is to get on the family’s multi-car policy. That’s not to say bringing a young person into the family policy will be cheap. When a teen comes aboard, the typical policy gets...

How To Keep Premiums Low After A Fender Bender

Fender benders: we’ve all had them. Maybe you got distracted or misjudged the distance between your car and the one in front. Or maybe the other driver stopped too quickly and there was nothing you could have done. But whatever happened, you’re left with one question:...

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