Blog

Las Cruces, New Mexico Insurance Blog

Grindell & Romero Insurance strives to provide you with the most up-to-date insurance news and resources. Please use our New Mexico insurance blog to learn more about our home insurance, life insurance, business insurance, and auto insurance products as well as much more!

8 Ways to Save Money on Your Homeowners Insurance

Contrary to popular opinion, it is possible to reduce the cost of a homeowners insurance policy significantly. It is true that you have no power over some factors that affect the premium rates such as crime rates in the neighborhood and cataclysmic weather conditions....

How To Keep Premiums Low After A Fender Bender

Fender benders: we’ve all had them. Maybe you got distracted or misjudged the distance between your car and the one in front. Or maybe the other driver stopped too quickly and there was nothing you could have done. But whatever happened, you’re left with one question:...

Why Landlords Should Require Renters Insurance

There are several reasons why landlords should require tenants to carry renters insurance. The greatest benefit, in a nutshell, is that rental insurance will take care of the tenant's financial needs during crises - and when the resident is covered, the landlord is...

Benefits of Getting Life Insurance

People do not want to think about death at any point in their lives. However, there are many reasons why you might want to start thinking and planning for it. A life insurance policy gives your family financial security even when you are no longer with them. Having...

Do College Students Need Renters Insurance?

With rising college tuition costs, hectic class schedules, and social engagements, renters insurance is not typically on the top of a student's priority list. Depending on the student's situation, neglecting to purchase renters insurance could be costly. The...

5 Questions to Ask When Buying Life Insurance

A lot of thought goes into shopping for a life insurance policy and it’s bound to prompt many questions. Typical when you buy a life insurance policy, you are making a long-term commitment for 10, 20, or even 30 years, so it is important to do your research. Choosing...

Protecting the Irreplaceable: Child Car Safety Tips

Having car insurance is important, but it's not a replacement for proactive car safety, especially when it comes to protecting the irreplaceable -- our children being at the very top of that list. As a parent or caregiver, you can play a major role in protecting the...

Buying a Car? Consider New Car Insurance

  When you decide to buy a new car you have many important decisions to make. This can be a fun and interesting time as you decide on the colors, model, power, functionality, and almost everything else involved. While those choices can be exciting, you should not...

Top 3 Insurance Types Your Small Business Needs

When you own a small business, you have a lot to protect. Getting the right small business insurance coverage is critical to protect and secure your company's future. There is much to consider and understand when buying a small business insurance policy. To make sure...

How Old Should You Be When You Buy Life Insurance?

People often think that they can wait until they are old before purchasing life insurance, but this is a risky proposition. In fact, age has little or nothing to do with when one should purchase life insurance, other than the fact that the older you get, the more...

Three Simple Rules For Home Insurance

The first rule of home insurance is you need home insurance. Homeowners insurance is as much a necessity as auto insurance and not only is it required by your mortgage provider, but it’s a great way to safeguard your nest egg. When buying a home, your mortgage...

5 Reasons to Buy Renters Insurance

1. Protect your personal property from unforeseen events. Don’t make the mistake of thinking that you’re covered by your landlord’s insurance policy. In fact, most landlords’ policies don’t protect tenant's’ property from unforeseen events, such as fires, floods, or...

Accident Forgiveness Beneficiary booster seats Bundling Discounts Business Insurance Policy Car Accidents Car Insurance Car Insurance Coverage Car Insurance Discounts Car Insurance Premiums Car Insurance Tips Car Safety child car safety child car seats Commercial General Business Liability Commercial Insurance Comprehensive Coverage Driving Class Fender Bender Filing a Claim first-time insurance Funeral Costs General Liability Insurance Higher Deductibles Home Insurance Claims Home Insurance Policy Home Insurance Tips Home Maintenance Homeowner Mistakes Homeowners Insurance Benefits Homeowners Insurance Coverage Homeowners Insurance Premiums Homeowners Insurance Rates Home Protection Home Safety Home Security Injured Employees Insurance Claims Lawsuits Liability Insurance Life Insurance Life Insurance Coverage Life Insurance Policy Life Insurance Premiums Life Insurance Rates Missed Payment Money Saving Tips Motor Insurance new car insurance No Medical Exam Insurance Off-Campus Housing On-Campus Housing Paying Off Debt Permanent Insurance Personal Accident Insurance Personal Injury Personal Property Loss Prevention Checks Property Damage Property Insurance Purchase Life Insurance Remodeling Renters Insurance Renters Insurance Benefits Renters Insurance Coverage Renters Policy Safety Rating Small Business Insurance Small Business Mistakes Student Drivers Students Teen Drivers Teens Tenant-Landlord Relations Term Life Insurance Theft Whole Life Insurance Workers Comp Insurance young drivers